Great Reasons to Use a Mortgage Advisor

There are many great reasons for using a mortgage advisor; in fact when I tell people what the role of a mortgage advisor is, they usually ask me “Why doesn't everyone use one?” My response is simple “Because not everyone knows what we do yet!” So, what do we do?

- We provide independent advice

- We save the client time

- We save the client money

- We do all the legwork

- We provide ongoing support and consultation

- We are available when the banks are closed

- We do it all at no charge

Independent Advice

Mortgage advisors work for you not the lenders which means we are not tied to any one lender or range of products. Our goal is to help you successfully finance your home or property. We’ll start by getting to know you and your homeownership goals. We’ll make a recommendation, drawing from available mortgage products that match your needs, and we will decide together on what's right for you.

Save Time

Mortgage advisors are a one stop shop. There is no need for you to find the time to go from lender to lender trying to negotiate the right mortgage. We work directly with dozens of lenders, and can quickly narrow down a list of those that suit you best. We’ll help ensure your mortgage transaction takes place on time and to your satisfaction.

Save Money

More choice means more competitive rates. We have access to a network of major lenders in Canada, so your options are extensive. In addition to traditional lenders, we also know what’s being offered by credit unions, trust companies, and other sources. We also know who is running promotional offers which can mean even bigger savings for you. Even if you’ve been pre-approved for a mortgage by your bank or another financial institution, you’re not obliged to stop shopping! Let us investigate to see if there is an alternative to better suit your needs.

No Legwork

Once we have discussed your mortgage needs and collected the necessary documents from you, we take over and manage the whole process for you. All you will have to do is sign the commitment from the lender and then show up at the solicitors to sign legal documentation.

Ongoing Support and Consultation

Even once your mortgage is signed and paperwork is complete, we are here if you need any advice on closing details or even future needs. We are happy to be of assistance when you need it.

Available when the Banks are Closed

No need to take time off work and go to the hassle of making an appointment at the bank. We can arrange a time to discuss your needs outside of regular office hours, even on weekends.

No Charge

There’s absolutely no charge for my services on typical residential mortgage transactions. Like many other professional services, such as insurance, mortgage advisors are paid a finder’s fee when we introduce trustworthy, dependable customers to a financial institution. The fees are similar across most lenders so there is no motivation to send you to a specific lender, my goal is to find you the right mortgage, one that you are happy with, by doing this my hope is that you will refer me to your friends and family.